With 3-5% down as an Option-to-Buy Fee you can qualify for our “Homeowner in Training” Program giving you time to improve your credit and build up your necessary down payment.
You can earn a fixed monthly credit toward your future down payment.
Once your credit has improved or you have accumulated enough down payment you can qualify for a traditional low rate bank loan or you may choose to convert to our easy qualifying “American Dream” Homeownership Program.
This program is perfect for those with credit issues or those who haven’t saved enough down payment or just want to “test-out” the neighborhood, the schools or the house.
Con 3-5% de cuota inicial como un pago de Opcion-para-Comprar usted puede calificar para nuestro programa de “Dueno en Entrenamiento” permitiendole tiempo para mejorar su crédito y acumular una cuota inicial necesaria.
Usted recive un crédito mensual ajustado para su future cuota inicial.
Cuando su crédito se halla mejorado o usted halla acumulado suficiente para la cuota inicial usted puede calificar para un prestamo bancario de baja tarifa tradicional o usted puede eligir a participar en nuestro programa facil de calificar de Ser Dueño “El Sueño Americano”.
Este programa es perfecto para los que tienen asuntos de crédito o a quienes no han ahorrado lo suficiente para una cuota inicial o simplemente quieren “ensayar” el vecindario, los colegios o la casa.
Buying a house for the first time testimony | Camila Mercado Michelli
Camila Mercado Michelli shares her first-time home buying experience, highlighting the support from her realtor, Michael Jimenez, and the importance of having a knowledgeable team. She discusses overcoming challenges in understanding the home buying process and emphasizes the value of trust and professional guidance. Camila advises potential buyers to have a plan B and to work with trusted professionals to navigate the complexities of purchasing a home.
Highlights
00:00
Camila shares her experience of becoming a first-time homeowner, highlighting the challenges and successes she faced during the process, as well as the importance of having a knowledgeable team to support her.
02:00
Camila Mercado Michelli shares her experience as a real estate professional, emphasizing the importance of service, trust, and overcoming challenges in the home-buying process.
04:02
Camila Mercado Michelli shares her positive experience as a first-time homebuyer, emphasizing the importance of support and guidance throughout the process.
06:04
Camila Mercado Michelli shares her experience and valuable advice on navigating the challenges of buying a home for the first time, highlighting the importance of negotiation skills and trust in the process.
08:06
This features a heartfelt testimony about the experience of buying a house for the first time, emphasizing the importance of having a trustworthy and professional team to guide you through the process.
Camila Mercado Michelli Saint Paul, MN
Vincent and Sandy Schuster Testimony
Vincent and Sandy Schuster share their positive experience buying a new house, praising Dave from Remax for his knowledge and Pam from Legacy Title for her efficiency. They appreciated Joe's constant communication throughout the process, ensuring everything went smoothly without last-minute issues. The team effort and responsiveness made the home buying journey enjoyable and stress-free.
Highlights
00:00
Vincent and Sandy share their positive experience of buying a new house with the help of their real estate agent, Dave, and title representative, Pam.
00:58
The video features a testimonial praising the communication and responsiveness of a team during a complex buying and selling process, highlighting their support and efficiency throughout.
Vincent and Sandy Saint Paul, MN
Juan and Adele buys their dream house!
Juan and Adele express gratitude to Joel, a mortgage expert, for his assistance in quickly securing their dream home. They appreciate the efficient process, which took less than three months, highlighting the support they received throughout their journey to homeownership.
Highlights:
Buying a home can be a quick and efficient process when guided by an expert. The right support makes the journey smoother and more enjoyable for new homeowners.
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00:00 - Working with a mortgage expert significantly streamlines the home buying process. Their guidance helps buyers navigate complexities efficiently.
00:36 - The importance of timely communication and support during the home buying journey cannot be overstated. It enhances the overall experience for first-time buyers.
00:41 - Client testimonials highlight the effectiveness of expert assistance in real estate transactions. Positive experiences encourage others to seek professional help when buying homes.
Juan and Adele Minneapolis, MN
Brian Gould testimony with Ryan Schroeder
The video titled "Brian Gould Buys a New Home – Client Testimonial" features a brief interview where Julie Morgan, a real estate expert, congratulates Brian Gold on purchasing a home. Brian describes his experience as "fantastic" and praises Julie for being proactive, responsive, and helpful throughout the process. He mentions that Julie made herself available through various channels (calls, emails, texts), which helped him feel informed and confident in his decisions.
Brian highlights that Julie's commitment to providing solutions and answering questions, even in challenging conditions like snowstorms, was a significant factor in his positive experience. He expresses gratitude for her dedication and support.
Let me know if you’d like to dive deeper into any of these points!
Brian Minneapolis, MN
Kosal Vin Testimony
The video features an individual named Kosol Vin, who is expressing gratitude towards his friend Joe, a real estate professional who helped him purchase a home in the United States. Kosol Vin shares his journey of immigrating to the U.S. three or four years ago and how he never believed he could own a home. Despite various challenges, including work-related issues, Joe persistently worked through the paperwork and found solutions to help Kosovin achieve homeownership. Kosovin highly praises Joe for his dedication, leadership, and willingness to assist others in difficult situations. He recommends Joe to anyone seeking help with buying a home.
This video is a testimony from Jonah and Osiris about their experience buying their first house. They were very happy with the help they received from their loan officer, Joe. Joe was very helpful in making sure that all the numbers were right and that they were thinking about things right. He also made sure that all the paperwork was taken care of. Jonah and Osiris felt that Joe went above and beyond to accommodate their needs and guide them through the stressful process of buying a house. They were very grateful for his help and would recommend him to anyone who is looking to buy a house.
Jonah and Osiris Minneapolis, MN
James Bishop Testimony
This video features Joe Le interviewing Jim Bishop, who shares his experience building a new home with the assistance of Joe's team at Gold Star. Key points include:
Approval and Timing Challenges: Jim describes some unique challenges with the approval and closing processes, noting that Joe’s team provided valuable flexibility and support through the complexities.
Choosing a Lender: Despite potential savings with the builder's preferred lender, Jim chose Joe's services, valuing the quality of service and expertise over cost.
Advice for Future Homebuilders: Jim emphasizes the importance of patience, attention to detail, and selecting a reliable partner for anyone building a new home.
The video closes with Joe congratulating Jim on his new home.
James Bishop Saint Paul, MN
Lara Family Testimony
Testimony.
?? Introduction to the refinance: Joe introduces the Lara family, highlighting their successful home refinancing.
? Smooth experience: The Laras share their satisfaction with the professionalism and friendliness during the refinancing process.
? Clear communication: Joe’s team is praised for clearly explaining mortgage rates and the refinancing steps, reducing any confusion.
? Efficiency in process: The Laras appreciated the well-organized, efficient handling of documentation.
? Plans for the funds: The family plans to use the funds to remodel their home and assist their sons.
Insights Based on Numbers
Interest rate reduction: The Laras benefited from a lower interest rate, helping them save significantly over time.
Cash-out funds: By taking out extra funds, they plan both home improvements and support for their sons’ future.
